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Financing Information & Application



If you would like to finance your saddle purchase, first begin by working with our Headquarters team or one of our authorized retailers (dealers) in our network who also offer financing to select the exact saddle you would like to finance and get an accurate quote from your dealer. You can find a list of participating dealers below. 

DP Saddlery has partnered with United Midwest Savings Bank (UMWSB) to offer you a fantastic opportunity to own your dream DP Saddle. Most applications only take a few minutes and are very simple to submit. You can get your saddle for less than $80 per month (depending on your credit score and purchase price). Funding happens quickly, so you can have your saddle at your door step within a matter of days. We currently only offer financing for in stock saddles. Special orders are excluded, with some exceptions. Please contact our Headquarters office to discuss financing for special orders at 334-540-6881 or email

We typically offer a 14-day trial period, but when financed, we can only offer a 7-day trial period on in stock saddles (unless otherwise noted in cases such as clearance or final sale items). Special orders do not have a trial period at all when financed. This is due to the fact that we do not control postal service delivery times and want to make sure you can cancel your loan with the bank absolutely interest free. The loan can be cancelled interest free within 30 days after the date the loan was funded only. Once we receive the saddle back in our warehouse location in Alabama, we will submit the cancellation the next business day. If the cancellation  happens after 30 days, you will owe UMWSB interest on your first payment, so please keep that in mind. Any fees resulting due to postal delays and/or other issues which prohibit us to cancel the loan with the bank are not the responsibility of DP Saddlery LP and the customers sole obligation. If you would rather have a 14-day trial period, please do not submit an application for financing, and instead opt to purchase the saddle up front. 

Easy steps to financing your dream saddle

Begin your application here. Note: This application process will run your credit report. Do not proceed if you do not agree.

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